Checking

Your money, available when you need it, just the way you like it.

Lifestyle Checking

A simple and straightforward checking account that fits your lifestyle and all its twists and turns.

Take that first small step towards better banking and these great perks:

• Our Lifestyle Checking comes without all those pesky strings, such as no minimum balance or monthly service fees.
• Have an average daily balance of $2,000 or more? We’ll pay you the interest.
• Overdraft protection is available with the Lifestyle Line of Credit.
• For members 55 and over, your first check order is on us.

At Forrit, we believe in second chances. Introducing Refresh Checking, designed for those rebuilding their financial standing. Don’t let past mistakes hold you back. Access essential banking services and regain control of your finances. Join us in embracing a brighter financial future. Start with Forrit today!

Access your account while you’re on the move or at home:

• Get constant, reliable access to your accounts anytime and anywhere with Online & Mobile banking.
• Get quick and easy access to your funds with your Debit Card, anywhere VISA is accepted.
• Through the CO-OP Network you have access to nearly 30,000 ATMs and 5,000 shared branches.
• Don’t worry about finding an ATM, all it takes to deposit a check is a quick snap of the camera. Deposit funds directly into your account via your smartphone, anytime, anywhere.
• Schedule and pay bills for free with Online Banking.
• Out of checks? Place a check order with ease.

Dream Team

Give your checking account a boost with these great services and see what happens. The results will thrill you!

Whether you’re opening your first checking account or if you’ve had one in the past, we recommend all our members take this course to help you understand how an account works, how it can benefit you, all the different options available to you, and how to deal with any of the challenges that will pop up along your financial journey.

* APY = Annual Percentage Yield. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

You must also meet the following requirements per monthly qualification cycle: Debit Card transactions – 12 debit card point-of-sale transactions must post and clear your account per monthly qualification cycle. Electronic Statements – Receive your monthly account statement electronically. Online/Mobile Access – you must access your account at least once monthly during the monthly qualification cycle.

“Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
See our website for specific Monthly Qualification Cycle dates.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 4.88% resulting in an APY of 5.00% APY; and average daily balances over $15,000 earn an interest rate of 0.25% on the portion of the average daily balance over $15,000 resulting in a range from 0.53% to 5.00% APY depending on the account’s average daily balance.

You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

** To qualify for Kasasa Cash Back® and ATM fees refund, you must be 15 years of age. Limit one Kasasa Cash Back® Checking per Social Security Number. You must also meet the following requirements per monthly qualification cycle: Debit Card transactions – 12 debit card point-of sale transactions must post and clear your account per monthly qualification cycle. Electronic Statements – Receive your month account statement electronically. Online/Mobile Access – you must access your account at least once monthly during the monthly qualification cycle. Monthly qualification cycle means a period beginning one business day prior to the first business day of the current statement cycle through one business day prior to the close of the current statement cycle. If you have met your qualifications for the monthly qualification cycle, we will reimburse you for ATM fees imposed by other U.S. financial institutions (Non-Forrit CU) and deposit them into your account at the end of each cycle period.