Kasasa Cash^® Checking

^{Enjoy a free checking account that pays. Earn up to 5.00% APY* & refunds on ATM withdraw fees!}

Benefits:

• Free checking account that pays higher yield
• 5.00% APY* on balances as much as $15,000
• 0.53% to 5.00% APY on balances over $15,000 depending on balance in account*
• 0.05% APY* on all balances if qualifications aren’t met
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• No minimum balance to earn rewards
• No monthly maintenance fee
• $25 minimum deposit to open

It’s easy to earn rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking once a month

If you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Open a Kasasa Cash Checking
Already a member? Log in to Online Banking to add a Kasasa Cash Checking.

Pair your Kasasa Cash checking with Change It Up! It allows you to round up each of your debit card purchases to the nearest dollar and roll over the “cents” into your Savings account at the end of each day — grow your savings without trying. Learn more.

Ready to get started?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

You must also meet the following requirements per monthly qualification cycle: Debit Card transactions – 12 debit card point-of-sale transactions must post and clear your account per monthly qualification cycle. Electronic Statements – Receive your monthly account statement electronically. Online/Mobile Access – you must access your account at least once monthly during the monthly qualification cycle.

Monthly Qualification Cycle means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 4.88% resulting in an APY of 5.00% APY; and average daily balances over $15,000 earn an interest rate of 0.25% on the portion of the average daily balance over $15,000 resulting in a range from 0.53% to 5.00% APY depending on the account’s average daily balance.

You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% APY and ATM withdrawal fees are not refunded.

Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

Additional Information: Rates and rewards are variable and may change after account is opened; rates may change without notice. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly log in to mobile/online banking, enrollment in eStatements with a valid email account are condition(s) of this account. See accompanying rate schedule for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one Kasasa Cash account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
View the full Rate Schedule & Account Disclosures.